Fricker & Mellen & Associates

Excellent Legal Help For Individuals Who Have Been Denied Insurance Benefits Under Their Short or Long Term Disability Plan or Income Protection Plan (ERISA)

Disability Insurance Lawyers

Fricker & Mellen & Associates is a full service Law Office in the San Francisco Bay Area that specializes in helping claimants obtain their rightful benefits under short or long term insurance plans (Income Protection Plans.)

If you would like us to contact you about a free disability insurance consultation, please fill out our questionnaire.

Our experience as disability insurance attorneys has shown that when someone becomes disabled and cannot work and then makes a claim for benefits under their insurance plan, the insurance company does everything it can to deny the claim. This is particularly true when the claimant has an illness or injury that is hard to diagnose or involves subjective symptoms. These injuries or illnesses can be either physiological or psychological. Unfortunately, many people just give up when their claim is denied and as a result they are often left financially devastated. If you have made a claim for benefits under you short or long term disability plan or income protection plan and it was denied, we urge you to contact us as soon as possible.

What Are Short or Long Term Disability Plans?

Short or long Term Disability Insurance Plans (Income Protection Plans) are insurance policies designed to protect individuals from the devastating consequences of total disability. These plans usually pay the claimant between 50% and 80% of the claimant's earnings if and when he or she cannot work. These plans are purchased individually or, more typically, are discounted or subsidized as part of an employee benefits package.

Fricker & Mellen & Associates
Tel: (510) 663-8484 Fax: (510) 663-0639
Tribune Tower
409 13th Street, 17th Floor
Oakland, CA 94612