Tel: (510) 663-8484
Fax: (510) 663-0639
Tribune Tower
409 13th Street
17th Floor
Oakland, CA 94612

Have you been denied your long-term disability benefits?

You're not alone. Our experience has shown that insurance companies will do everything possible to deny your benefits when you cannot work. This is particularly true when you have an illness or injury that is hard to diagnose or involves subjective symptoms, whether they are physiological or psychological.

Don't give up. Many people unfortunately give up when their claim is denied and are often left financially devastated. If this is happening to you - get a lawyer on your team, one who focuses in these cases, and can help you get all of your rightful benefits.

Fricker and Creech and Associates is a full service Law Firm in the San Francisco Bay Area that focuses in Short-Term or Long-Term Disability Insurance and Income Protection Plan (ERISA) cases. We have the specific knowledge and experience to give you a much better chance of winning your case - and getting all the financial benefits you are entitled to.*


What Are Short or Long Term Disability Plans?
Short or long Term Disability Insurance Plans (Income Protection Plans) are insurance policies designed to protect individuals from the devastating consequences of total disability. These plans usually pay the claimant between 50% and 80% of the claimant's earnings if and when he or she cannot work. These plans are purchased individually or, more typically, are discounted or subsidized as part of an employee benefits package.